Simon Howard

I am the owner of Breathe Technology consulting services.

For years I help design, build and sell technology that helped creditors become more effective at contacting people and gaining payments.

Now my mission is to design, build technology that helps everyday people cope in an every increasing stressful world.

Mental wellbeing

True affordability

Affordable and sustainable repayment plans

Empower people to have a chance to reflect and be empowered to take back control of their financial situation

Give hope to people that they can pay off debt and save

Not forced down the route of insolvency

I worked with debt charities, debt counsellors, banks and collections agencies and they all work off a differing hymn sheet. No single version of the true affordability position of the person.

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