Breathe

Managing debts to Lenders

By completing the Breathe assessment you will be able to send each lender your disposable income plan based off your current financial position. Your lenders will be able to help you faster and accept a sustainable and affordable repayment plan if they understand your true position

Managing debt to Collection agencies

By completing the Breathe assessment you will be able to send each agency your disposable income plan based off your current financial position. An agency will be able to help you faster and accept a sustainable and affordable repayment plan if they understand your true position.

Money Management

Breathe is yours to own and even though you may not owe money to a lender or agency it can be used as a tool to help you understand your true affordability position. Breathe can also help a lender understand your financial position if you are seeking new credit or adjusting existing terms.

Signposting

Behind every challenge lies an opportunity for unparalleled assistance. Breathe will help you find discounted rates with your energy providers and increase your income with our benefit finder tool. There is help and advice for everyone if you know where to look and if you don’t want to speak to anyone and you can text, email or use online chat.